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Online peer-to-peer lending: A review of the literature
(
Elsevier
, 2021 , Article)
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020 as an emergent but fast spreading phenomenon in the context of digital finance. Previous literature is geographically skewed towards ...
Are donor funds used effectively? An examination of Islamic and conventional microfinance institutions
(
Emerald Publishing
, 2023 , Article)
Purpose
This study aims to compare the nexus between donations to Islamic and conventional microfinance institutions (MFIs) and their credit risk, financial performance and social outreach.
Design/methodology/approach
The ...
Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers
(
Elsevier
, 2023 , Article)
Using international data, we find that Islamic MFIs experience reduced credit risk by offering more groups loans, serving more women, and serving more borrowers in rural locations. Conventional MFIs benefit from fewer group ...