Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers
المؤلف | Mohamed, Toka S. |
المؤلف | Elgammal, Mohammed M. |
تاريخ الإتاحة | 2023-11-15T11:19:58Z |
تاريخ النشر | 2023-03-01 |
اسم المنشور | Emerging Markets Review |
المعرّف | http://dx.doi.org/10.1016/j.ememar.2022.100994 |
الاقتباس | Mohamed, T. S., & Elgammal, M. M. (2023). Credit risk in Islamic microfinance institutions: the role of women, groups, and rural borrowers. Emerging Markets Review, 54, 100994. |
الرقم المعياري الدولي للكتاب | 15660141 |
الملخص | Using international data, we find that Islamic MFIs experience reduced credit risk by offering more groups loans, serving more women, and serving more borrowers in rural locations. Conventional MFIs benefit from fewer group loans, less loans to rural borrowers, and a greater focus on female borrowers. Our results contribute to microfinance and financial inclusion literature by highlighting the potential of tapping into the social dynamics within Muslim communities. We present encouraging insights for Islamic MFIs donors and managers on the possibility of promoting the financial inclusion of women and rural borrowers without compromising the quality of the credit portfolio. |
اللغة | en |
الناشر | Elsevier |
الموضوع | Credit risk Financial inclusion Islamic microfinance Microfinance Risk management |
النوع | Article |
رقم المجلد | 54 |
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