Browsing Accounting & Information Systems by Author "Charfeddine, Lanouar"
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Impact of financial literacy, perceived access to finance, ICT use, and digitization on credit constraints: evidence from Qatari MSME importers
Charfeddine, Lanouar; Umlai, Mohamed Ismail; El-Masri, Mazen ( Springer Nature , 2024 , Article)This study investigates the role of financial literacy (FL), perceived access to finance (PAF), information communication technology (ICT) usage, and digitization in alleviating the level of credit constraint that micro, ...