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المؤلفKhan, Habib Ullah
المؤلفSohail, Muhammad
المؤلفNazir, Shah
المؤلفHussain, Tariq
المؤلفShah, Babar
المؤلفAli, Farman
تاريخ الإتاحة2024-07-25T07:35:56Z
تاريخ النشر2023-09-08
اسم المنشورJournal of Big Data
المعرّفhttp://dx.doi.org/10.1186/s40537-023-00807-3
الاقتباسKhan, H. U., Sohail, M., Nazir, S., Hussain, T., Shah, B., & Ali, F. (2023). Role of authentication factors in Fin-tech mobile transaction security. Journal of Big Data, 10(1), 138.
معرّف المصادر الموحدhttps://www.scopus.com/inward/record.uri?partnerID=HzOxMe3b&scp=85170381375&origin=inward
معرّف المصادر الموحدhttp://hdl.handle.net/10576/57123
الملخصFin-Tech is the merging of finance and technology, to be considered a key term for technology-based financial operations and money transactions as far as Fin-Tech is concerned. In the massive field of business, mobile money transaction security is a great challenge for researchers. The user authentication schemes restrict the ability to enforce the authentication before the account can access and operate. Although authentication factors provide greater security than a simple static password, financial transactions have potential drawbacks because cybercrime expands the opportunities for fraudsters. The most common enterprise challenge is mobile-based user authentication during transactions, which addresses the security issues against fraudsters. The confirmation of a user legitimation before the money transaction is highlighted by mechanisms and technologies from previous studies that may be helpful in user authentication. This study aims to identify the technologies for user authentication and the opportunity for their transformation to mobile money transaction security despite having all the legally required data for a transaction. This proposed review has identified the role of multifactor authentication techniques for authentication to mitigate the risk of fraudulent transactions—the analysis through 92 articles taken from famous publishers. The most relevant articles address authentication problems, of which 54 percent describe money transaction security, and the rest highlight the supporting technology for user authentication. The study platform described the technology-based approaches with the appreciation of new ideas for secure money transactions. The QR code and multifactor authentication are key terms that increased security by 46%. In addition, this also ensures the user is legitimate using advanced technologies and algorithms to predict and discover transaction risks and discourage fraudsters from trying.
راعي المشروعQatar National Library, Doha, Qatar supports this publication. In part this publication is supported by Qatar University, internal Grant IRCC-2021-010.
اللغةen
الناشرSpringer Nature
الموضوعArtificial intelligence
Fin-Tech
Money Transfer
Multifactor authentication
Risk mitigation
Security
العنوانRole of authentication factors in Fin-tech mobile transaction security
النوعArticle
رقم العدد1
رقم المجلد10
ESSN2196-1115
dc.accessType Open Access


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