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AuthorMohamed, Toka S.
AuthorElgammal, Mohammed M.
Available date2023-11-15T11:19:58Z
Publication Date2023-03-01
Publication NameEmerging Markets Review
Identifierhttp://dx.doi.org/10.1016/j.ememar.2022.100994
CitationMohamed, T. S., & Elgammal, M. M. (2023). Credit risk in Islamic microfinance institutions: the role of women, groups, and rural borrowers. Emerging Markets Review, 54, 100994.‏
ISSN15660141
URIhttps://www.scopus.com/inward/record.uri?partnerID=HzOxMe3b&scp=85145825271&origin=inward
URIhttp://hdl.handle.net/10576/49340
AbstractUsing international data, we find that Islamic MFIs experience reduced credit risk by offering more groups loans, serving more women, and serving more borrowers in rural locations. Conventional MFIs benefit from fewer group loans, less loans to rural borrowers, and a greater focus on female borrowers. Our results contribute to microfinance and financial inclusion literature by highlighting the potential of tapping into the social dynamics within Muslim communities. We present encouraging insights for Islamic MFIs donors and managers on the possibility of promoting the financial inclusion of women and rural borrowers without compromising the quality of the credit portfolio.
Languageen
PublisherElsevier
SubjectCredit risk
Financial inclusion
Islamic microfinance
Microfinance
Risk management
TitleCredit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers
TypeArticle
Volume Number54
dc.accessType Open Access


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